tag:blogger.com,1999:blog-4984100112542285026.post5483368733837783032..comments2024-02-02T01:18:39.737-05:00Comments on Brookey's Cafe Blog: How to be a Serious Home BuyerBrookehttp://www.blogger.com/profile/02584160320846679744noreply@blogger.comBlogger22125tag:blogger.com,1999:blog-4984100112542285026.post-19548226849168500802013-01-11T02:32:32.697-05:002013-01-11T02:32:32.697-05:00Sydney removalists offer the most quality service ...Sydney removalists offer the most quality service when it comes to this field of moving people property.<a href="http://www.professionalremovals.com.au/" rel="nofollow">Furniture removalist sydney</a><br /> jack smithhttps://www.blogger.com/profile/04648092791524292503noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-80539941874988819942012-12-30T05:29:20.442-05:002012-12-30T05:29:20.442-05:00I have thick naturally curly hair. I think the sme...I have thick naturally curly hair. I think the smell is too strong & more age appropriate for someone older but finding a product that <br /> <br />has everything good/ideal has been impossible. Quite expensive so if you can get a deal then it's worth it.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-5498425192288312312012-12-30T05:02:24.138-05:002012-12-30T05:02:24.138-05:00I
starting using this oil when I colored...I <br /> <br />starting using this oil when I colored my hair at the recommendation of my hairdresser because my hair sometimes felt limp and lifeless. I still use it now that I've let my gray grow out. It makes my hair <br /> <br />feel and smell great. I found that I don't have to wash my hair every day; I just spread some Curl Cream on my hands and scrunch it through my hair and it works out the "bedhead" look. I don't have super <br /> <br />curly hair; in fact, when I wash it, it looks straight. My hairdress is the one who showed me, using the Curl Cream, that my hair is actually naturally curly..not just wavy. I love it and use it nearly every <br /> <br />day.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-31739286429956655012012-12-29T19:07:17.243-05:002012-12-29T19:07:17.243-05:00This item is great for people w curly unruly hair....This item is great for people w curly unruly hair. I have fine curly hair, just a lot of it - so sometimes products for curly thick (the folicle itself) do not give achieve the <br /> <br />results I want for my hair. The great thing is you only need a couple of pumps (too much can make your hair kind of hard - as if you were using a gel) and give you super defined curls w/o using gels, <br /> <br />hairsprays, individually twisting your curls, etc... It just gives you what you hope nature intended your hair to look like, w/o looking like you have a product in your hair - It has a nice mild smell and <br /> <br />gives you soft and bouncy curls - I use it to style and comb my hair (when wet) and then finish with a bit of MoroccanOil and have hair that looks great all day longAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-12848745672559664922012-12-29T16:16:19.247-05:002012-12-29T16:16:19.247-05:00I have been using
a Chi straightener f...I have been using <br /> <br />a Chi straightener for most of my life and I thought it was the best. This past Christmas I bought this straightener for my mom. I used it all month and the difference is amazing. I don't know if it's <br /> <br />because of the titanium plates or the degree to which it heats, but it straightens the hair in one pass through and leaves it SO SHINY. My hair stays straight longer after using this, too. I love it and have <br /> <br />made the switch to babyliss!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-15238334438841830872012-12-28T02:09:37.859-05:002012-12-28T02:09:37.859-05:00I have been searching for the perfect curl cream f...I have been searching for the perfect curl cream for most of my 33 year lifespan and I believe I <br /> <br />have found it in this product! I have a lot of fine naturally curly hair and this cream is great. Keep in mind, however, that a little goes a LONG way! For example, my hair is down past the middle of my back <br /> <br />and I use approximately 2 teaspoons. I apply it when my hair is wet, right out of the shower, and then just scrunch with a towel and that is all the product I need! It is a little costly, but this bottle <br /> <br />lasts me about 4 months.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-19001528730003213632012-04-12T05:28:15.687-04:002012-04-12T05:28:15.687-04:00This is really informative as well as an interesti...This is really informative as well as an interesting post to read that home buyers should know. Thanks for sharing!<br />Pia | <a href="http://www.avidaland.com/Philippine-properties.php" title="houses in the philippines for sale" rel="nofollow">houses in the philippines for sale</a>my real estate bloghttps://www.blogger.com/profile/05838884757458217070noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-18240125020701886592012-03-02T12:44:45.293-05:002012-03-02T12:44:45.293-05:00I'm soooo late but I needed this when I bought...I'm soooo late but I needed this when I bought my first home in Dallas. I made a lot of mistakes (big time)! Austin I'll chat with you off line about some questions. My goal is to buy a home in 2013 or 2014. But first I need to save!!!!<br /><br />These posts are sooooo helpful and I agree with Cable Guy, we should have a home buying week!Serena W.https://www.blogger.com/profile/08899725312118622702noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-42844611773005670102012-03-01T09:04:45.081-05:002012-03-01T09:04:45.081-05:00@Courtney - bank statements, W2s and other docs to...@Courtney - bank statements, W2s and other docs to show income and proof of funds including credit checks<br /><br />Also, keep in mind your savings have to be "seasoned" which means it would have to be in your account for at least 2 months to used for your purchase. This assists in avoiding illegal funds being used for home purchases. AML laws.<br /><br />If the bank deems the home uninhabitable, you can apply for a 203k loan to assist with repairs during your purchase.Powerz the Realtornoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-50138624128303498242012-02-29T17:03:32.708-05:002012-02-29T17:03:32.708-05:00What type of documents do they typically ask for?
...What type of documents do they typically ask for?<br /><br />Also, is it possible to ask for more money if the home needs repairs?Courtneynoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-16028643589229045512012-02-29T16:58:45.872-05:002012-02-29T16:58:45.872-05:00The closing process primarily depends on the time ...The closing process primarily depends on the time it takes to get your loan application processed. The offer, acceptance and contract signing can take about a week. The loan process including underwriting can take 6-10 weeks but it can take much longer if your paperwork in incomplete or if you are purchasing a distressed property (short sale or REO). <br /><br />My advice is to get all paperwork to your mortgage broker the first time. Avoid sending it in pieces and stay on top of them to ensure they are looking at your file.Powerz the Realtornoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-56884550679608602482012-02-29T16:47:09.000-05:002012-02-29T16:47:09.000-05:00This is awesome!
About how long is the closing p...This is awesome! <br /><br />About how long is the closing process?Courtneynoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-40231764634656378842012-02-29T15:53:15.491-05:002012-02-29T15:53:15.491-05:00Thanks CG, funny thing is I just has a conversatio...Thanks CG, funny thing is I just has a conversation with a potential homebuyer who insisted he did not need to get pre approved because he had good credit and he knew what he was doing........oh wellPowerz the Realtornoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-49823302013879945732012-02-29T15:44:52.984-05:002012-02-29T15:44:52.984-05:00We may need to have a home buying WEEK of blogs. B...We may need to have a home buying WEEK of blogs. Between Austin and V, there's a wealth of knowledge to be shared. Perhaps have a guest each day from people with different sets of expertise? This is great - cuz I surely didn't know this stuff. Unfortunately we don't learn this stuff until we actually go thru it, and we make mistakes and it's too late. This post was very helpful.The Cable Guynoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-13874159233712893462012-02-29T15:36:50.567-05:002012-02-29T15:36:50.567-05:00For Anna :-)
February 29 is a date that usually o...For Anna :-)<br /><br />February 29 is a date that usually occurs every four years, and is called leap day. This day is added to the calendar in leap years as a corrective measure, because the earth does not orbit around the sun in precisely 365 days.Brookehttps://www.blogger.com/profile/02584160320846679744noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-83785008937485263212012-02-29T15:26:33.584-05:002012-02-29T15:26:33.584-05:00We needed a post informing everyone why we have le...We needed a post informing everyone why we have leap years (you would be surprised at how many people don't know why) <br />What today is called. (You'd be surprised at how many people didn't know it was called Leap Day)<br />And all the wackiness that people do today, traditions, etc... For Example I proposed to Powerz 4 years ago today! LOL<br />4 years later he outdid my proposal, married me & we have a bad a** 2 year old. LOL (not necessarily in that order)A-buzzznoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-25033996950991378032012-02-29T14:47:09.251-05:002012-02-29T14:47:09.251-05:00100% financing is virtually undeard of unless you ...100% financing is virtually undeard of unless you have a VA loan. Similiarly, stated income is gone. This is when very few documents were needed to verify income and funds.<br /><br />Good point V. An ARM should only be used for the savvy. I personally did an interest only on a mortgage but I was flipping a property and did not intend to hold it more than 6-8 months so I minimzed my monthly payment as musch as possible. This is never advised if you intend on making this your primary residence.<br /><br />Happy Leap Day..so its called!Powerz the Realtornoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-41843616213704044202012-02-29T14:28:43.859-05:002012-02-29T14:28:43.859-05:00Good points.
I'll add one more: be VERY aware...Good points.<br /><br />I'll add one more: be VERY aware of loans without fixed rates. A slight .25% increase could easily mean you can't afford the payments anymore and you'd lose ALL you've put into it. Personally, I'd never take an adjustable rate mortgage. Keep in mind that the first several YEARS of monthly payment only pays the interest, not the principal.-V-noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-20559937709318887482012-02-29T14:24:58.991-05:002012-02-29T14:24:58.991-05:00This was a great post! Very informative. I didn...This was a great post! Very informative. I didn't know some of this stuff. <br /><br />Now I just have to save my money because banks don't do 100% financing anymore do they?Stefnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-81374108309760261772012-02-29T14:20:16.639-05:002012-02-29T14:20:16.639-05:00What is a Leap Day post? :-)What is a Leap Day post? :-)Brookehttps://www.blogger.com/profile/02584160320846679744noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-79846475527436093072012-02-29T14:14:11.622-05:002012-02-29T14:14:11.622-05:00This soo screwed me up... Today should have been a...This soo screwed me up... Today should have been a Leap Day post. LMFAO.A-buzzzznoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-30285834188225633282012-02-29T14:13:43.058-05:002012-02-29T14:13:43.058-05:00FIRST BITCHESFIRST BITCHESAbuzzznoreply@blogger.com