tag:blogger.com,1999:blog-4984100112542285026.post5930476340066400774..comments2024-02-02T01:18:39.737-05:00Comments on Brookey's Cafe Blog: Money Monday: Top Home Buying MistakesBrookehttp://www.blogger.com/profile/02584160320846679744noreply@blogger.comBlogger16125tag:blogger.com,1999:blog-4984100112542285026.post-84168964027518617052012-09-17T11:19:42.755-04:002012-09-17T11:19:42.755-04:00“Failing to Find Financing First”. Determining one...“Failing to Find Financing First”. Determining one’s financial capability is the way to start your purchase for a home. In that way, the buyer would be able to set price limitations, and her possible choices already. Truth be told, the financial status of a buyer would determine everything he/she is capable of in purchasing a house. Also, asking for other’s (either a realtor or a lawyer) could also be a big help in making good decisions in buying a house.<br /><br /><a href="http://homelawyer.ca/" rel="nofollow">Kathleen Salazar</a>Anonymoushttps://www.blogger.com/profile/08171054572799411065noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-9356003013795325672012-06-27T20:15:55.666-04:002012-06-27T20:15:55.666-04:00All I can say about this page is great in informat...All I can say about this page is great in information when it comes on <a href="http://www.sherissehume.com/" rel="nofollow">home buying Beaumont</a>, so it could be better to keep on posting!Milliscent Morganhttps://www.blogger.com/profile/14433319171442324444noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-82266977380331840172012-06-20T02:16:52.547-04:002012-06-20T02:16:52.547-04:00Yes, as a buyer, I do agree that having an honest ...Yes, as a buyer, I do agree that having an honest self evaluation on the value of the house, the style of the house, what will be the amenities that I really want before I go out there and go on looking for the condo that would suit me. Research on the market and the trends on a particular market is important. Thanks for the info!AMLhttp://aml-assassin.com/noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-83446023757733704662012-06-06T02:40:44.395-04:002012-06-06T02:40:44.395-04:00Purchasing a property would be one of the importan...Purchasing a property would be one of the important decisions you make in your life and you don’t want to fall into a trap of buying a home that isn’t within your budget range. Before you fill out any paperwork or talk to the bank, determine the amount of loan that you can afford to pay back. If your mortgage payments are going up faster than your income, you're just going to rack up a bigger debt.David from gethomeloans.co.zahttp://gethomeloans.co.za/noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-72591914538646893662012-06-04T18:33:23.111-04:002012-06-04T18:33:23.111-04:00I should have you do a guest blog for me one day R...I should have you do a guest blog for me one day Rickey! :-)<br /><br />By the way, it's Father's Day this weekend - any guest daddy bloggers for me? :-)Brookehttps://www.blogger.com/profile/02584160320846679744noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-30703232530214870552012-06-04T18:20:34.430-04:002012-06-04T18:20:34.430-04:00As a housing professional I would concur with much...As a housing professional I would concur with much of the advice given with an emphasis on individual circumstances. There are a multitude of resources available including housing agencies, housing counselors and most importantly down payment and closing cost assistance.<br /><br />The biggest challenge most will face is coming up with a significant down payment especially in light of today's credit market. Housing agencies help you to identify those programs and resources to help overcome that obstacle. The family of five for instance would qualify for assistance based on income(not provided but assuming area median income) and family size. <br /><br />Depending on your part of the country grants of 20k and beyond maybe available. You may also combine funding sources, so yes education is the key. <br /><br />First time homebuyer courses are available via your local HUD housing counseling agency. Lastly, homeownership is not for everyone. However if you are savvy, you can take advantage of the best rates you will see in your lifetime. One of the fundamental steps to building wealth is saving. Consider the purchase of a home as an investment vehicle. This is one major advantage to renting. Equity. <br /><br />RickeyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-83138294431422470892012-06-04T17:08:41.362-04:002012-06-04T17:08:41.362-04:00Good one Ant!!!Good one Ant!!!Stefnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-19955581034764979382012-06-04T16:14:51.169-04:002012-06-04T16:14:51.169-04:00As someone who just sold his damn house and is ren...As someone who just sold his damn house and is renting...<br /><br />it was a great relief to get that house off my back. made too many mistakes, just be sure a house is what you really want.<br /><br />As Tyler Durden said... The things you own...end up owning you...Anthony Oterohttps://www.blogger.com/profile/05818411014851299966noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-62440659372776281852012-06-04T15:56:52.115-04:002012-06-04T15:56:52.115-04:00I didn't even think you could buy a house with...I didn't even think you could buy a house without getting an inspection done. Who would opt not to do that? and why?<br /><br />Buying a house is so scary to me, because I feel like there are so many things that can go wrong, and unfortunately, you don't know about until you go through and make mistakes - which can be so costly if you're given wrong information or are dealing with shady people. This blog is helpful for those of us who are totally clueless.<br /><br />I'll keep renting for now :)Courtneynoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-71942624910381832342012-06-04T15:43:38.436-04:002012-06-04T15:43:38.436-04:00I can afford the mortgage, just not the down payme...I can afford the mortgage, just not the down payment :-)Brookehttps://www.blogger.com/profile/02584160320846679744noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-76759019886223843612012-06-04T14:54:54.715-04:002012-06-04T14:54:54.715-04:00NO ONE BEATS ME.. And I agree. Austin needs his ow...NO ONE BEATS ME.. And I agree. Austin needs his own show.. LOL :-) Then again I am slightly biased. I think he's the best thing since sliced bread.A-BUUZZZZZnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-62241915537696647082012-06-04T14:43:44.530-04:002012-06-04T14:43:44.530-04:00Austin I think you need a show on HGTV! Your advic...Austin I think you need a show on HGTV! Your advice is great and on time! I agree with Ed as well. Just because you can get approved for the mortgage doesn't mean you can afford it. I was just having a convo with a close friend of mine about her renting drama (unfortunately there is no written lease in place) :( <br /><br />I'm going to keep renting, I spoke with my property manager this weekend and prayerfully the problems in regards to the horrible floors and noise reduction issues will be resolved SOON!<br /><br />See if I was a home owner I would have to fix the floors! NO BUENO!<br /><br />Thank you for keeping us informed Austin the Realtor!Serena W.https://www.blogger.com/profile/08899725312118622702noreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-80057011577977030422012-06-04T14:08:22.360-04:002012-06-04T14:08:22.360-04:00There are pros and cons to both renting and owning...There are pros and cons to both renting and owning. It's tough to generalize. I have a friend that's single and no kids and bought a home because he has so few expenses, the mortgage is not a problem. I know married folks with kids with horrible credit and too much debt when renting is their only option. <br /><br />Everyone case is different so stick to what works for you! <br /><br />Ed has a good point. If you cannot afford the mortgage, don't do it. If you have to decide between bread and mortgage, you are not in a good situation.Powerz the Realtornoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-86223785924700647172012-06-04T13:42:38.402-04:002012-06-04T13:42:38.402-04:00I think single people with no kids should rent, an...I think single people with no kids should rent, and married people with kids should buy. At least in NYC anyway. If you don't need much space, renting is better if you ask me. Personally, I hate seeing people live in a 2 bedroom apartment with 5 kids and a damn dog. I understand they may not be able to afford to buy a home, but at least RENT a home if you can.<br /><br />Unless you make a grip, owning miight not be smart depending on the city you live in.Janicenoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-19601272513037062912012-06-04T13:23:18.142-04:002012-06-04T13:23:18.142-04:00You beat Annamaria :)
After his renting vs. buyin...You beat Annamaria :)<br /><br />After his renting vs. buying blog, I agree...it seems like owning a home nowadays is too damn expensive. <br /><br />Ask me again if I hit the lotto what I think. Until then, I think rent will do me just fine.Stefnoreply@blogger.comtag:blogger.com,1999:blog-4984100112542285026.post-72777112910084500292012-06-04T13:18:14.245-04:002012-06-04T13:18:14.245-04:00top home buying mistake- dont buy on. the mortgage...top home buying mistake- dont buy on. the mortgage is too damn high!Ednoreply@blogger.com